💳 Fill out an application in the application quickly and conveniently. Processing is instant, you get a decision in a few minutes, and, if approved, you get money on your card instantly.⏱ Fill out the form: minimum loan term - 61 days, maximum - 60 months💵 You will need a Russian passport, a mobile phone of the Russian Federation, and a registered ruble bank card.🎯 We constantly update and choose the most favorable conditions for the users of our application - we recommend checking new offers regularly.In the application, you can get a loan online:✅ Around the clock✅ In a few minutes✅ With any credit history✅ With a high probability of approval❔Receiving conditions:The maximum amount available for registration is 500 thousand rubles for a period of 61 days to 60 months, the minimum percentage is 17% per annum.🙋 Requirements for the borrower:Age from 18 to 75 years; Permanent registration in any region of the Russian Federation; Any credit history💳Receiving conditions:The first loan up to 10,000 rubles is issued at a rate of 0% in case of timely repayment; Interest rate on loans up to 36% per annum, on consumer loans and credit cards - from 17% to 31% per annum. In case of a long delay in payment, the information will be transferred to the BKI (Credit Bureau)🧮 Information on the total cost of the loan and calculation exampleLoan (credit) calculation example: The interest rate for using the loan for the first 15 days (interest-free period) is 0% per day (0% per annum). For the next 365 days, a floating interest rate is applied (from 0% to 36% per annum)The loan cost is calculated as follows: Amount to be repaid = Loan Amount + Overpayment Amount, where Overpayment Amount = Loan Amount * Loan Period * (Rate in % / 100) Additional fees are not charged.An example of calculating the interest rate of a loan in the amount of 15,000 rubles for a period of 365 days: The interest rate for using the loan on each of 365 days is 0.09% per day. The total cost of the loan is 32.85% per annum. The amount of accrued interest for 365 days of using the loan (32.85%) is 4,927.5 rubles. Amount to be refunded: 15,000 + 4,927.5 = 19,927.5 rubles. Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days (10% of the loan amount) - 1500 rubles. A penalty on the loan amount in the amount of 20% of the loan amount is charged for a delay in repaying the loan by 10 days - 82.1 rubles. Amount to be returned in case of violation of the term for repayment of the loan and accrued interest for 10 days: 19,927.5 + 1,500 + 82.1 = 21,509.6 rubles
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